Short Term Health Insurance
Some carriers offer a short-term health plan for Colorado residents which provides individuals with flexible, reliable, affordable coverage for those "in-between" times.
Short term health insurance generally include the following:
Simplified applications - more limited health history questionnaires than permanent coverage
Faster Turn-around - effective dates can be as early as midnight following post or fax date if approved
Pre-existing conditions - most short term plans do not cover pre-existing conditions. They are really built to handle more catastrophic issues.
Preventative is typically not covered on Short Term policies
Choice of deductible typically runs from $500 to $2000
Usually a minimum of 30 days is required and can be up to 6 months (sometimes month to month up to 12 months)
Short term plans are typically pre-payed for a fixed period of time