Short Term Health Insurance

Some carriers offer a short-term health plan for Colorado residents which provides individuals with flexible, reliable, affordable coverage for those "in-between" times.

Short term health insurance generally include the following:

Simplified applications - more limited health history questionnaires than permanent coverage

Faster Turn-around - effective dates can be as early as midnight following post or fax date if approved

Pre-existing conditions - most short term plans do not cover pre-existing conditions. They are really built to handle more catastrophic issues.

Preventative is typically not covered on Short Term policies

Choice of deductible typically runs from $500 to $2000

Usually a minimum of 30 days is required and can be up to 6 months (sometimes month to month up to 12 months)

Short term plans are typically pre-payed for a fixed period of time